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Last checked 5 October 2026. Prices and limits quoted from each product’s own site; nothing here is a screenshot of anyone else’s app.

Kubera is a net-worth tracker: every asset and every debt you own, in any country or currency, on one daily balance sheet, for $250 a year. It has no budget, no free plan, no ads and nothing else to sell you. Most of the products below are good at something Kubera does not do; the pages are about telling the two jobs apart.

Kubera against one product

The best tool for your situation

Each of these names five to seven products, Kubera among them, and says who should pick which.

How these pages are written

Every price and limit comes from the product’s own pricing page or help centre, with the date it was checked at the bottom of each page. Where a vendor does not publish a figure, the page names who reported it and says it is unconfirmed. No screenshots of anyone else’s app. Each page has a “pick the other one if” column, written to be true. When something changes, tell us and we will fix it: hello@kubera.com.

From people who compared, then chose

“I loved Personal Capital until they were absorbed by Empower, but Kubera is much better than that app was even at its peak.”

Kate M, verified review

“I have previously tried products such as Monarch, but while they do better on budgeting, they're terrible at investments.”

Stefan T, verified review

“I like it better than Addepar, which is the 800lb gorilla in the private wealth space.”

Derek T, verified review
★★★★★ 4.8 out of 5 from 1,600+ verified reviews · Read them, including the critical ones
I've used tons of net worth tracking apps. Kubera is my favorite by FAR. I have zero affiliation. I'm pretty sure it's a tiny team. But they've been launching so many cool features and are moving fast.
Sam Parr
Co Founder @ Hampton
Kubera has proved to be the best product we’ve found for expats — both those moving to the United States and Americans moving abroad — to manage their global investments and track them in the currency of their choice.
Keith Poniewaz, Ph.D.
Partner | Director of International Advisory Services @ Walkner Condon Financial Advisors
Two Prices
Not based on wealth. Based on complexity.
A wealth manager charges 1%. On $25 million, that's $250,000 a year. We kept the 250 and dropped the zeros.
kubera
Essentials
Everything except what's listed under Black
$250/year
kubera
Black
For complex multi-entity wealth.
Kubera Black customers get the Essentials plus...
  • Ownership tags: tag assets by owner across people, trusts, and entities. Details
  • Nested Portfolios: independent portfolios per person, trust, or entity, track money flowing between them and granular access control. Details
  • Guided Onboarding: get help fine-tuning your setup.
  • VIP Support: priority Email support and 1:1 Zoom calls
$2500/year
Try it fully loaded. Choose the subscription plan after the trial.
Try for 14 days
Try the fully loaded version.
Choose the subscription plan after the trial.
for firms
Kubera White Label
A Kubera balance sheet for every client, branded as yours.
Learn More