Crypto trackers are excellent at crypto and blind to the rest. Finance apps are the reverse: a Coinbase balance if you are lucky, a typed-in quantity if not, and no idea what a liquidity-pool position is. If your net worth is a wallet, an exchange, a DeFi position and also a brokerage, a house and a mortgage, you need the short list where both halves are real.
Four questions sort this list. Does it read wallets by address, and on which chains? Does it understand DeFi positions, staking and NFTs, or only coins on an exchange? Does it also hold stocks, property, bank accounts and debts, so the number at the bottom is your net worth and not your crypto net worth? And does it do tax, which is a different job that one tool rarely does well with the others.
20+ exchanges (Coinbase, Binance, Kraken and others), Ledger and Trezor, 18 chains by wallet address including Ethereum, Bitcoin, Solana, Arbitrum, Optimism, Cosmos and Cardano, DeFi positions on Ethereum, BSC and Polygon, NFTs, staking and lending, with stablecoins treated as cash. On the same balance sheet as brokerages at 20,000+ institutions, property, private investments and debts, with a daily history and IRR per position.
300+ wallets and exchanges, 120+ chains, 10,000+ DeFi protocols, NFTs. Crypto only; its Robinhood connection covers crypto only.
500+ integrations, DeFi across EVM chains and Solana, built around producing tax reports.
Crypto tax with DeFi and NFT support, for many countries’ tax rules.
Crypto, stocks, ETFs, funds, commodities, forex and NFTs; 100,000+ assets. No bank accounts, property or DeFi.
A US budgeting app with API links to Coinbase, Kraken, Gemini, Binance.US and Bitstamp, public BTC and ETH addresses, Ledger and Trezor via xPub. US banks and dollars only; Apple devices and web.
A budgeting app with a Coinbase connection that includes staked and DeFi-yield balances; other exchanges and self-custody wallets are not documented, and loaned or collateralised crypto is excluded.
Facts checked on 5 October 2026. Competitor prices and limits come from their own sites where they publish them; where they do not, the page says who reported the figure.
| Kubera | CoinStats | CoinTracker | Koinly | Delta | Copilot | Monarch | |
|---|---|---|---|---|---|---|---|
| Price | $250 / yr | Free–$168 / yr | Free; tax $59+ | Free; tax $49+ | ~$54 / yr | $95 / yr | $100 / yr |
| Exchanges | 20+ | 300+ (with wallets) | 500+ integrations | Many | Many | 5 | Coinbase |
| Wallets by address | 18 chains | 120+ chains | EVM, Solana | Many | Yes | BTC, ETH | No |
| DeFi positions | ETH, BSC, Polygon | 10,000+ protocols | Yes | Yes | No | No | Coinbase yield only |
| Stocks and funds | Synced, cost basis, IRR | No | No | No | Yes | Yes (US) | Yes (US) |
| Bank accounts, property, debts | Yes, 40+ countries | No | No | No | No | US only | US/CA only |
| Tax reports | No | No | Yes | Yes | No | No | No |
Nobody on this list does everything. The DeFi-native trackers read more chains and protocols than Kubera does, and the tax tools produce reports Kubera never will. The honest setup for most people with serious crypto and serious everything-else is two tools: Kubera for the balance sheet, where the wallets and exchanges sit next to the brokerage, the house and the mortgage and the number at the bottom is real, plus CoinTracker or Koinly at tax time. If crypto is nearly all of your wealth, CoinStats alone may be enough until it is not.
Empower holds crypto as a quantity you typed, priced every eight hours, with no exchange or wallet connection, which is why it is not on this list. Copilot and Monarch connect to exchanges but not to self-custody wallets beyond a BTC or ETH address, do not read DeFi positions, and are US-only on the bank side. For a holder with a hardware wallet and a few positions on Arbitrum, those apps show a fraction of the real number. Kubera reads the wallet, the chain and the protocol position, treats the stablecoins as cash, and puts the total on the same line as the index funds.
“Kubera Black is an outstanding wealth management platform; powerful, intuitive, and secure. It seamlessly aggregates multi-currency portfolios, crypto, real estate, and alternative assets into a single dashboard.”
“Instead of spending hours updating balances and tracking investments, Kubera automates everything, giving me a clear, real-time view of my finances in one place.”
“Connections actually stay connected. Other portfolio trackers I've tried constantly break sync or lag behind reality.”
