Kubera reviews: 4.8 out of 5 from 1,600+ verified reviews

As a former Mint user, I tried Monarch and several other options, but found that most were geared more toward budgeting, cluttered with ads, or plagued by unreliable connections. … Having my cash, brokerage accounts, real estate, private equity, venture capital, and other private investments all in one place gives me a clear, big-picture view of my finances.

I loved Personal Capital until they were absorbed by Empower, but Kubera is much better than that app was even at its peak.

I was using Empower for many years. After issues with it not updating my accounts and lack of new features, I tried Kubera. … got relevant answers to my emails in minutes, and with Empower it would take weeks to get a reply that was often useless.

I have previously tried products such as a monarch, but while they do better on budgeting, they're terrible at investments. Kubera doesn't even try to do other things, its single purpose and exceptional at the one thing they focus on.

I like it better than Addepar, which is the 800lb gorilla in the private wealth space (Addepar is the back end for most wealth managers, including mine). … It tracks private investments well too - pre-IPO stock options, PE investments, crypto, nested portfolios.

After Mint shut down, I went many years tracking accounts manually … As my financial life became more complex with trusts and additional accounts, the problem only got worse. Kubera has been a blessing. It's powerful but simple and seems to be designed by people who understand all the nuances of complex financials.

Before Kubera, I was cobbling together spreadsheets and logging into a dozen different platforms just to answer the basic question: "What's my actual net worth?" … Seeing assets and liabilities together gives you the real picture, not the fantasy one.

For brokerage accounts, it not only pulls in account balances, but actual ticker, share qty, and cost basis data (something I could not find anywhere else and I really tried).

I used to spend a lot of time tracking which of my accounts had cash sitting idle. With Kubera, I can quickly see investable cash across all my accounts on a single screen.

I can track PE/VC fund commitments, drawdowns, real estate investments with rental income, and personal loans I've issued. Few apps handle this level of detail cleanly.

I especially like the AI import feature and how well it works for private assets (PE/VC funds & investments). Wish I would have found Kubera sooner.

I have a semi complex estate with various entities and have been very pleased with Kubera's features and ease of navigating.

For my situation, two working VHNW professions, I wanted a single pane of glass to manage multiple accounts easily, Kubera does this nicely. … Plus, the "break glass" feature, makes sure if something happens to me, information is well organized, is priceless.

Kubera Black is an outstanding wealth management platform; powerful, intuitive, and secure. It seamlessly aggregates multi-currency portfolios, crypto, real estate, and alternative assets into a single dashboard.

I've lived in 3 countries and have bank accounts, investments, retirement accounts, and property in multiple locations and currencies. Kubera is the first time I've EVER been able to see my full financial picture in one place.

Its ability to seamlessly (and automatically) connect to foreign banks has been a lifesaver for me as someone living abroad.

Can't recommend Kubera enough - especially if one has accounts spread across different countries/currencies.

After years of dealing with broken links and constant re-authentication on other platforms, Kubera is a breath of fresh air. … I no longer have to spend my weekends troubleshooting "connection expired" errors; I just open the app and see my total net worth in seconds.

Connections actually stay connected. Other portfolio trackers I've tried constantly break sync or lag behind reality. Kubera's tracking feels genuinely real-time, which makes it something I can trust rather than babysit.

Fantastic interface, far more stable bank connections than other apps, and no babysitting needed!

No gimmicks, no upsells, no ads trying to push me into some affiliate product. Kubera makes its money from my subscription, and it shows in how the product respects my time and data. Privacy was a big reason I switched from the free options.

I also like the fact that they don't sell users data. I would rather pay a premium to keep my data safe.

Gives you a 10,000 foot view of all your investments and accounts. Really does a great job surfacing key information. Also love that there is no ads!

What truly sets Kubera apart for me is the Dead Man's Switch—a feature that ensures my wealth is smoothly transferred to my family if something ever happens to me.

Another neat feature of Kubera is the ability to inform your family members about your portfolio and insurance in the event of an unfortunate incident.

You can monitor the performance of your portfolio over time, link documents to assets, and even set up a digital legacy in case of emergencies.

Has made life so much easier than trying to juggle 20 excel spreadsheets - their AI MCP integration is great as well. Pricing is infinitely better than other solutions.

The real surprise is how smoothly it works with ChatGPT. I can ask questions about my positions, trends, or specific accounts and get clear answers quickly.

Budgeting apps are great for managing day to day behavior, but they rarely capture the bigger picture. Kubera fills that gap by focusing purely on net worth, asset allocation, and long term tracking. Added perk is how it syncs to AI platforms.

Instead of spending hours updating balances and tracking investments, Kubera automates everything, giving me a clear, real-time view of my finances in one place.

Kubera will then show you where you'll be financially in 1/5/10/20 years. You can setup various spending "scenarios" and compare outcomes over time. With Kubera I can be sure that my retirement plans will work.

The Fast Forward feature has been an amazing tool, and I find myself tweaking it constantly as I plan my future!

Not only does the app work like it should, the support is phenomenal. Even as a new (free trial) customer, they worked with me to ensure all of my accounts were properly linked.

Kubera is the most complete financial tracker we have experienced. It is exact and always up to date and very informative for our financial picture and goals.