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Pricing Security

Kubera White Label

The Wealth Tracker for trusts, LLCs and everything the family owns

One balance sheet across the trust, the LLC, the holding company and the people in it. Any currency. Shared as far as you say, and no further. From $250 a year, not 1% of your wealth, and never an ad.

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about kubera

Kubera makes tracking your net worth fun. It's a uniquely well considered product. Thorough and flexible and deep in all the ways you want. And constantly getting better."

Eoghan McCabe
‍Founder & CEO @ Intercom

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Kubera makes tracking your net worth fun. It's a uniquely well considered product. Thorough and flexible and deep in all the ways you want. And constantly getting better."

Eoghan McCabe
Founder & CEO @ Intercom

See what people are saying

A wealth tracker holds the whole balance sheet

A brokerage app shows you the brokerage. A bank app shows you the bank. A budgeting app shows you last month. Your wealth is the house, the holding company, the fund you committed to in 2021, the loan against the stock, the wallet with the seed phrase in a safe, and the account your spouse opened before you met. Kubera puts all of it on one page, in one currency, at today's value.

Every entity on one page

Personal, the trust, the LLC, the holding company, the kids' custodial accounts. Ownership tags mark who owns what inside one portfolio. Nested portfolios give each entity its own, with its own access rules, linked so money moving between them is tracked. Both come with Kubera Black, below. See any entity alone or all of them rolled up.

Every currency in one total

Accounts in dollars, an apartment in euros, a company in rupees, a bond in Swiss francs. Kubera converts at every layer, and you can switch the total to any currency in one click. Stablecoins count as cash, because they are.

Every asset at what it's worth today

Banks, brokerages and retirement accounts connect. So do exchanges, wallets and DeFi positions. Real estate updates by address. Private funds carry commitments, calls, distributions and IRR. Gold, cars, watches and domains follow price feeds, and an AI appraiser values what has no feed. If it has a value, it gets a row.

Every debt, next to the asset it's secured by

The mortgage sits under the house. The margin loan sits under the portfolio. The loan against the plane sits under the plane. Net worth is assets minus debts, and Kubera does the subtraction where you can see it.

Same Kubera, different door

If you want the simpler framing, the net worth tracker page describes the same product for one household, and the portfolio tracker page describes it for people who care most about performance. This page is for balance sheets with more than one name on them.

Kubera Black, for wealth with more than one name on it

Kubera Essentials is $250 a year and holds a household. Kubera Black is $2,500 a year and holds a family: every person, trust and entity, with the structure to keep them straight and the people to help you set it up. No basis points either way.

Ownership tags

Keep everything in one portfolio and tag each asset with who owns it: you, your spouse, the trust, the LLC. Kubera breaks the total down by owner whenever you ask, so nothing has to be split into fragments to be seen clearly.

Nested portfolios

Or give each person, trust and entity its own portfolio, with its own view and its own access rules, and link them so money moving between entities is tracked instead of lost. Look at any one alone or all of them rolled up.

Guided onboarding

A scheduled setup consultation to get the structure right before the data goes in. Which entity owns what, who sees which portfolio, how the currencies roll up.

VIP support

Email, plus one-on-one video calls when a question needs a screen. What Kubera Black includes

Run it like a family office. Skip the family office.

Strip the office out of a family office and what's left is a balance sheet somebody keeps current and shares carefully. Kubera is that balance sheet, kept current on its own, shared exactly as far as you say, and still there when the person who kept it isn't.

Kubera on desktop and phone. Every entity, every currency, every asset class, one net worth, updated every day.

Kubera wealth tracker on a laptop and phone showing net worth across every entity, currency and asset class

Share by the row, not by the login

Give your spouse everything. Give your accountant the tax year. Give your advisor the accounts they manage and nothing else. Each person gets their own access, view-only or editing, per portfolio, and you can revoke it in a click. Nobody shares a password.

A beneficiary who finds out in time

Dead Man's Switch checks that you're still around. If you stop responding, the people you named get the full picture, including the accounts nobody else knew about. Estates get stuck on what nobody can find. This fixes that.

Proof of wealth in a PDF, on demand

Lenders, landlords, fund managers and immigration officers ask for a net worth statement. Export one from Kubera, self-attested or Kubera-verified for the connected accounts, dated today. No accountant's letter, no two-week wait.

The history your future self will want

Kubera records the balance sheet every day, so the chart goes back as far as you've had the account. Recap shows what moved and why. Fast Forward projects where it goes at the rate it's going. Ten years from now, the day you started is the one you'll wish had been earlier.

Loving Kubera. I've been yearning for one financial dashboard-to-rule-them-all for 12yrs

Emily Binder
Founder @ WealthVoice & Beetle Moment

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Being in control of your personal finances feels amazing. Kubera is my fav way to track net worth

Austin Rief
Co Founder & CEO @MorningBrew

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Private by design. No ads, no advisors, no products.

Free wealth trackers are paid for by someone. Usually it's you, later, in a phone call about managed assets. Kubera charges a flat fee, $250 a year or $2,500 with Black, and sells nothing else: no ads, no data, no financial products, no trades.

Read-only, on purpose

Connections are read-only. Kubera can see balances and positions; it cannot move a dollar. Your bank logins are entered with the connection provider, not stored by Kubera. If you'd rather not connect an account at all, type the balance in and it's tracked the same way.

Works with your AI, on your terms

Connect Kubera to Claude or ChatGPT through MCP and ask questions of your own balance sheet: exposure to one currency, cash across every entity, what a 20% drawdown does to the loan covenant. The answers are about you, not about the average investor.

Leave with your data

Export everything as a spreadsheet whenever you like. Delete the account and it's gone. We'd rather you stayed because it's useful, not because it's hard to leave.

Kubera has proved to be the best product we’ve found for expats — both those moving to the United States and Americans moving abroad — to manage their global investments and track them in the currency of their choice."

Keith Poniewaz, Ph.D.
Partner | Director of International Advisory Services @ Walkner Condon Financial Advisors

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Loving Kubera. I've been yearning for one financial dashboard-to-rule-them-all for 12yrs

Emily Binder
Founder @ WealthVoice & Beetle Moment

See what people are saying

Kubera makes tracking your net worth fun. It's a uniquely well considered product. Thorough and flexible and deep in all the ways you want. And constantly getting better."

Eoghan McCabe
Founder & CEO @ Intercom

See what people are saying

Kubera next to the family-office platforms, and the free app

Addepar and Masttro are built for firms that manage many families, with implementation teams and pricing to match. Empower is free and US-centric, and pays for itself by managing your money. A spreadsheet is free and yours, until the Sunday you stop updating it. Here is where each one lands.

	Kubera	Masttro	Addepar	Empower	Spreadsheet
Price	$250 a year (Essentials) or $2,500 a year (Black, multi-entity). No fee on assets.	Quote-based. Family-office budgets.	Quote-based. Firm licence plus implementation.	Free. Funded by advisory fees on managed assets.	Free, plus your Sundays
Built for	One family, run by the family	Family offices and their advisors	Wealth managers, RIAs, multi-family offices	US households	Whoever built it
Setup	Sign up, connect, done today. Guided onboarding with Black.	Onboarding project	Implementation and data operations	Connect US accounts	You
Banks and brokerages	Several aggregators, thousands of institutions worldwide, Web Sync for the rest	Global custodians via data feeds	Global custodians via data feeds	US	Manual
Crypto and DeFi	Exchanges, wallets, DeFi, staking, NFTs, as live positions	Limited	Limited	Limited	Manual
Real estate	Valued by address, updated automatically	Manual or appraisal	Manual or appraisal	Estimate	Manual
Private funds, angel, LP positions	Commitments, calls, distributions, IRR, entered by you	Yes, with an operations team	Yes, with an operations team	Manual value	Manual
Cars, gold, art, watches, domains	Price feeds plus AI appraiser	Manual	Manual	Manual	Manual
Trusts, LLCs, family members	Ownership tags and nested portfolios, with Kubera Black	Yes	Yes	No	Tabs
Currencies	Any, at every layer; switch the total in one click	Yes	Yes	USD	Formulas
Share with family, advisor, accountant	Per person, per portfolio, view or edit	Yes, advisor-led	Yes, advisor-led	Limited	Send the file
Beneficiary access if something happens to you	Dead Man's Switch	No	No	No	No
Works with your AI (Claude, ChatGPT)	Yes, through MCP	No	No	No	Paste it in
Proof of wealth statement	Yes, self-attested or Kubera-verified	Reports	Reports	No	No
Ads, data sales, financial products	None	None	None	Advisory upsell	—

Based on each product's public pages and documentation as of September 2026. Masttro and Addepar capabilities depend on the engagement. If something here is out of date, tell us and we'll correct it.

The whole family on one page, by the weekend. The first 14 days are free.Try for 14 days

Questions people ask before they switch

What's the difference between a wealth tracker, a net worth tracker and a portfolio tracker?

Mostly the door you walk in through. A net worth tracker adds up assets and debts. A portfolio tracker measures how the investments performed. A wealth tracker does both across entities and currencies, and keeps the people who need access, the beneficiaries and the paperwork next to the numbers. Kubera is all three. The net worth tracker and portfolio tracker pages describe the same product from those angles.

Is Kubera a wealth management app?

No. Wealth management apps manage money for a fee. Kubera tracks it for a flat price and never touches it. If you want the managed kind, our guide to wealth management and wealth tracking apps covers both.

Can it handle trusts, LLCs and holding companies?

Yes. With Kubera Black you can tag ownership inside one portfolio (you, your spouse, the trust, the LLC) and see the breakdown by owner, or give each entity its own nested portfolio with its own access rules and link them together. View each entity on its own or all of them consolidated, in whichever currency you choose.

Does it work outside the US?

Yes. Kubera connects to banks and brokerages in many countries through several aggregators, tracks any currency at every layer, and Web Sync covers institutions that no aggregator reaches. Anything else can be entered by hand and tracked the same way.

Who can see my balance sheet?

You, and the people you invite, at the level you set for each of them. Kubera doesn't sell, share or mine it, and there are no ads or financial products to sell you. Connections are read-only, so nothing in Kubera can move money.

What happens to it if something happens to me?

Dead Man's Switch. Kubera checks in with you on a schedule you set. If you go quiet, the beneficiaries you named get access to the full balance sheet, so nobody has to guess where things are or what the password was.

How much does it cost?

Kubera Essentials is $250 a year and covers everything on this page for one household. Kubera Black is $2,500 a year and adds ownership tags, nested portfolios, guided onboarding and VIP support for multi-entity wealth. Neither charges a fee on assets, and the first 14 days are free.

I've used tons of net worth tracking apps. Kubera is my favorite by FAR. I have zero affiliation. I'm pretty sure it's a tiny team. But they've been launching so many cool features and are moving fast.

Sam Parr
Co Founder @ Hampton

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Keith Poniewaz, Ph.D.
Partner | Director of International Advisory Services @ Walkner Condon Financial Advisors

Two Prices

Not based on wealth. Based on complexity.
A wealth manager charges 1%. On $25 million, that's $250,000 a year. We kept the 250 and dropped the zeros.

kubera

Essentials

Everything except what's listed under Black

$250/year

kubera

Black

For complex multi-entity wealth.
Kubera Black customers get the Essentials plus...

Ownership tags: tag assets by owner across people, trusts, and entities. Details
Nested Portfolios: independent portfolios per person, trust, or entity, track money flowing between them and granular access control. Details
Guided Onboarding: get help fine-tuning your setup.
VIP Support: priority Email support and 1:1 Zoom calls

$2500/year

Try for 14 days

Try it fully loaded. Choose the subscription plan after the trial.

Try for 14 days

Try the fully loaded version.
Choose the subscription plan after the trial.

for firms

Kubera White Label

A Kubera balance sheet for every client, branded as yours.

Learn More

Kubera is the home of my financial life. I've been using it for years now & it's my goto dashboard

Kevin Rose
Partner @ True Ventures

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Kubera is the home of my financial life. I've been using it for years now & it's my goto dashboard.

Kevin Rose
Partner @ True Ventures

See what people are saying