In the 1800s, hallucination meant seeing ghosts, hearing whispers. Things that weren't there.
Today, AI language models "hallucinate" too, confidently sharing ideas built purely on patterns and guesses — not certainties.
Investment advice works exactly the same way. If anyone truly knew the market's next move, they'd be counting billions, not writing blog posts (like this one).
But a second perspective — grounded in your real numbers — can sharpen your thinking. That's why Kubera connects to every major AI assistant, so you can ask questions about your actual, live portfolio instead of hypotheticals.
One Portfolio, Every AI Assistant
Your Kubera balance sheet can travel with you to whichever AI you prefer:
- ChatGPT: Install the Kubera app in ChatGPT, then mention @kubera in any conversation to pull in your live portfolio data. (Note: we've observed degraded performance and more hallucinations on the free version of ChatGPT — a paid plan gives the best experience.)
- Claude: Add Kubera as a connector in Claude to analyze your net worth, asset allocation, and performance, powered by the Model Context Protocol (MCP).
- Grok: Add Kubera as a custom connector under Grok's Skills and Connectors settings and query your live portfolio right inside Grok.
- Perplexity: Connect Kubera as an MCP connector (available on premium plans) and ask research-grade questions with your own portfolio as context.
- Gemini CLI and Codex: Developers can point these tools at Kubera's MCP endpoint and query their portfolio right from the command line. (Kubera isn't available in the consumer Gemini app yet — use the markdown export below instead.)
- Local AI: Prefer to keep everything on your own machine? Export your portfolio as an LLM-friendly markdown file and drop it into Ollama, LM Studio, or any model you like — including fully local, private ones.
Step-by-step setup instructions for every assistant are in our help center: Use Kubera with AI Assistants: MCP Setup Guide.
What Can You Ask?
Anything you'd ask a well-read (and occasionally overconfident) analyst who has your full balance sheet in front of them:
- "How is my net worth allocated across asset classes, currencies, and institutions?"
- "What's my crypto exposure as a percentage of total assets?"
- "Which of my assets moved the most this year?"
- "Stress-test my portfolio: what happens if equities drop 20%?"
If You Were Using Kubera GPT
Kubera GPT — the custom GPT we originally launched inside ChatGPT in 2025 — has been discontinued and replaced by the Kubera app in ChatGPT, which is faster, more reliable, and built on OpenAI's current apps platform.
To clean up the old connection: go to Kubera Settings > Security > Connected Apps & Services > Kubera GPT > Revoke Access. Then, in ChatGPT's sidebar, find the old Kubera GPT and hide it. Full instructions are in the setup guide.
A Perspective, Not a Prophet
Whichever assistant you use, remember: it's just another perspective, another well-informed hallucination, designed to sharpen your thinking. The judgment — and the decisions — stay yours.
Not on Kubera yet? Start a trial and bring your whole net worth to the AI of your choice.
