Connecting to financial Institutions is messy and error-prone. Most finance tools rely on just one 3rd party account aggregator service which might not give you 100% coverage. Kubera uses multiple aggregators - Mastercard, Plaid, Yodlee, Akahu, Lean, Salt Edge and integrations developed in-house to connect to multi-currency bank accounts, brokerages, FinTech apps around the world and crypto wallets.
Kubera’s smart algorithm picks the best connector for your institution from a database of multiple account aggregators.
Kubera thus offers the most reliable connectivity to Banks, Brokerages and nearly any Investment Account from the widest coverage of over 20,000 institutions around the world. Here's the list.
Helps Kubera to serve you almost anywhere in the world.
With the help of our partnership with Mastercard, Plaid, Yodlee, Flinks, Akahu, Lean and Salt Edge, Kubera can serve you almost anywhere in the world. This partnership enables us to connect to more than 20,000 global data sources like Banks, FinTech apps and Financial Institutions from all major countries like USA, Canada, UK, Ireland, Germany, Italy, Spain, Netherlands, Sweden, South Africa, UAE, India, Malaysia, Hong Kong, Singapore, Australia, New Zealand among others.
Yodlee, Plaid, Akahu, Lean, Mastercard and Salt Edge adhere to leading industry practices for data security, regulatory compliance, and privacy.
Your financial institution credentials are directly sent to Mastercard/Yodlee/Plaid/Akahu/Lean/Salt Edge from your browser. Kubera servers will never see your credentials. During transit, we require HTTPS on all pages, and use HSTS to ensure browsers only ever connect to us over a secure connection. Mastercard/Yodlee/Plaid/Flinks/Akahu/Lean/Salt Edge provides a read-only interface to Kubera; therefore Kubera cannot make any transactions on your behalf.
Provides up-to-date information
Having to update the values of your diverse assets is not always easy. But with the help of Mastercard, Yodlee, Plaid, Flinks, Akahu, Lean and Salt Edge, Kubera ensures that the data of your assets is dynamically populated wherever possible. Hence ensuring you have access to the most up-to-date information at all times without having to manually enter them.
Still not 100% foolproof
A certain number of connections will always remain problematic or unstable. A lot of banking institutions still run on old technology and they will invariable break at some point and will have to get it fixed. In terms of tech, we partner with the industry best aggregators. We continually add newer aggregators as well to expand our connectivity and coverage. But it is still possible that a fraction of the connections will have to be maintained manually, or reconnected more frequently as the institution's technology improves over time. Some connections can be very flaky, and when reported we'll relentlessly follow up with the aggregators but we have no control over when the issues will get resolved. Banks in Europe and a lot of banks in the US has started moving to Better Open Banking APIs. It's just a matter of time.