Connecting to financial Institutions is messy and error-prone. Most finance tools rely on just one 3rd party account aggregator service which might not give you 100% coverage. Kubera uses multiple aggregators - Plaid, Yodlee, Salt Edge and Zabo - to connect to multi-currency bank accounts, brokerages, FinTech apps around the world and crypto wallets. Based on geography and financial institution, Kubera will automatically pick the best aggregator and if the first attempt fails, it gives a Plan B option to try connecting using a fallback provider.

Tens of millions of people in North America use Plaid to connect with their accounts

Plaid is a financial services company whose services are used by industry giants like Venmo, American Express, Betterment, Coinbase and more. Plaid’s services help thousands of applications and services to provide beautiful customer experiences in the FinTech industry.

Today, tens of millions of people in North America (and counting) have successfully connected their accounts to apps they love using Plaid. Plaid claims that 1 in 4 bank account holders in the US have used their services to connect their accounts to an app or service.

Yodlee provides its services to 15 of the top 20 U.S. banks

Yodlee is the industry leading data aggregation and data analytics platform providing its services to thousands of financial institutions and FinTech companies around the world, including 15 of the top 20 U.S. banks. They’re powering financial apps and services with solutions for wealth managers, banks, merchants, and more.

They serve millions of customers around the world and with over a decade of experience connecting with financial institutions, Yodlee provides Kubera with the sophistication that is second to none.

Salt Edge for European Banks

Salt Edge Inc. is an industry-leading financial technology company with offices in Toronto, London and Chisinau. The company currently works in Europe, Asia and Pacific, as well as Americas, providing its services to banks, FinTechs, and lenders. The company has two main vectors of activity: enabling TPPs to get access to Account Information and Payment Initiation channels via a unified API gateway, and developing the technology necessary for banks to become compliant with PSD2 and Open Banking requirements.

Helps Kubera to serve you almost anywhere in the world.

With the help of our partnership with Plaid, Yodlee and Salt Edge, Kubera can serve you almost anywhere in the world. This partnership enables us to connect to more than 20,000 global data sources like Banks, FinTech apps and Financial Institutions from all major countries like USA, Canada, UK, Ireland, Germany, Italy, Spain, Netherlands, Sweden, South Africa, UAE, India, Malaysia, Hong Kong, Singapore, Australia, New Zealand among others.

Zabo for Crypto Exchanges & Wallets

Zabo is a data aggregation service for cryptocurrency accounts. Zabo lets Kubera customers connect their crypto exchange accounts and self custody wallets of all kinds, including hardware wallets. With Zabo, Kubera can show crypto balances that are always up to date. In fact Kubera is the only Portfolio Manager that helps you track both your traditional and crypto assets side-by-side.

Bank-level security

Yodlee, Plaid, Salt Edge and Zabo adhere to leading industry practices for data security, regulatory compliance, and privacy.

Yodlee is a publicly traded company and has undergone 200 audits by financial institutions in the past 24 months.

Plaid regularly undergoes both internal and external network penetration tests, and third-party code reviews. Plaid also maintains a SOC 2 Type II report by testing the design and operational effectiveness of our Information Security program using independent auditors.

Salt Edge is ISO 27001 certified in scope of “developing, managing, and providing financial IT services”, as well as PCI DSS compliant, which represents a guarantee of high-security requirements and standards.

Your financial institution credentials are directly sent to Yodlee/Plaid/Salt Edge/Zabo from your browser. Kubera servers will never see your credentials. During transit, we require HTTPS on all pages, and use HSTS to ensure browsers only ever connect to us over a secure connection. Yodlee/Plaid/Salt Edge/Zabo provides a read-only interface to Kubera; therefore Kubera cannot make any transactions on your behalf.

Provides up-to-date information

Having to update the values of your diverse assets is not always easy. But with the help of Yodlee, Plaid, Salt Edge and Zabo, Kubera ensures that the data of your assets is dynamically populated wherever possible. Hence ensuring you have access to the most up-to-date information at all times without having to manually enter them.


Kubera helps you organize all your wealth in one place and keep regular track of your net worth. It also ensures safe transfer of this information to your beneficiary.

Sounds interesting? Please Sign Up and take the free trial. We want you to take your time to carefully organize your assets, set your beneficiary and track the updates.